Financial Advisor

O*NET: Personal Financial Advisors·13-2052.00

The Verdict:Financial advisors tailor plans from deep client talks on goals, risks, and life changes. AI handles data crunching, trends, and basic portfolio tweaks efficiently. Human insight drives complex advice and trust, but automation captures routine cases. Profession shifts to specialized, high-touch services next decade.

Resilience Score

/100

Resilient

Score tiers

Highly Resilient81–100

Resilient61–80

Moderate Risk41–60

High Risk21–40

Critical Risk0–20

How is this scored?

Task Resilience

How much of this role's daily work remains beyond AI and robotic automation.

30% of score

Physical Presence

The degree to which this job needs a human present — hands-on, in the field, or in the room.

20% of score

Human Necessity

How important the unique human edge is — for trust, accountability, or judgment.

15% of score

Regulatory Shield

How strong the legal requirement is for a human in this job (by law, licensing, or credentials).

13% of score

Technological Maturity

How far AI remains from performing this role's core functions.

10% of score

Displacement Evidence

The volume of jobs in this field being eliminated by AI or automation right now.

12% of score

Score last updated: February 2026Full methodology

Avg Salary

Median annual wage from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS), May 2024 release.

$102k

Job Growth (10yr)

Projected change in total number of jobs (not salary) from 2024–2034. Source: Bureau of Labor Statistics Employment Projections.

+9.6%

AI Exposure

Percentage of this role's analyzed tasks that AI can handle autonomously or nearly so. 4 of 21 tasks are classified as AI-exposed.

19%

Low exposure

Task Analysis

This role has a mixed AI profile.
4 tasks are automatable, 43% reward AI fluency, and 8 remain human-essential.

4exposed

9AI leverage

8human-essential

View all 21 tasks

AI Can Handle This4 tasks

Tasks AI can do autonomously or nearly so

Analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives.

Prepare or interpret for clients information, such as investment performance reports, financial document summaries, or income projections.

Monitor financial market trends to ensure that client plans are responsive.

Devise debt liquidation plans that include payoff priorities and timelines.

AI Leverage9 tasks

Master these tools — humans who do outperform those who don't

Review clients' accounts and plans regularly to determine whether life changes, economic changes, environmental concerns, or financial performance indicate a need for plan reassessment.

Manage client portfolios, keeping client plans up-to-date.

Recommend to clients strategies in cash management, insurance coverage, investment planning, or other areas to help them achieve their financial goals.

Recommend financial products, such as stocks, bonds, mutual funds, or insurance.

Investigate available investment opportunities to determine compatibility with client financial plans.

Guide clients in the gathering of information, such as bank account records, income tax returns, life and disability insurance records, pension plans, or wills.

Open accounts for clients, and disburse funds from accounts to creditors as agent for clients.

Inform clients about tax benefits, government rebates, or other financial benefits of alternative-fuel vehicle purchases or energy-efficient home construction, improvements, or remodeling.

Recommend environmentally responsible investments, such as cleantech, alternative energy, or conservation technologies, companies, or funds.

Human Advantage8 tasks

Tasks requiring trust, presence, or novel judgment

Interview clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, or other information needed to develop a financial plan.

Answer clients' questions about the purposes and details of financial plans and strategies.

Implement financial planning recommendations, or refer clients to someone who can assist them with plan implementation.

Contact clients periodically to determine any changes in their financial status.

Explain to clients the personal financial advisor's responsibilities and the types of services to be provided.

Recruit and maintain client bases.

Meet with clients' other advisors, such as attorneys, accountants, trust officers, or investment bankers, to fully understand clients' financial goals and circumstances.

Conduct seminars or workshops on financial planning topics, such as retirement planning, estate planning, or the evaluation of severance packages.

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